Effective Date: 8/26/2025
Welcome to Your Low Cost Insurance. By accessing our website, requesting a quote, or using our services (including SMS/MMS communications), you agree to the following Terms & Conditions. Please read them carefully.
1. Services Provided
Your Low Cost Insurance offers insurance-related services including, but not limited to, auto insurance, life insurance, and final expense insurance. All information provided on this website or through our agents is for general purposes only and does not guarantee coverage until an official policy is issued by an insurance carrier.
2. Use of Our Website
By using our website, you agree to:
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Provide accurate and truthful information when requesting quotes or services.
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Not use our site for unlawful, fraudulent, or harmful purposes.
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Accept that content may change without notice.
3. SMS/MMS Messaging (A2P 10DLC Compliance)
By providing your mobile number, you consent to receive SMS/MMS messages from Your Low Cost Insurance regarding your quotes, services, and promotions.
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Message Frequency: May vary depending on your interaction with us.
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Opt-Out: You may opt out at any time by replying STOP to any message. Reply HELP for assistance.
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Message & Data Rates: Standard carrier rates may apply.
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Consent: Consent to receive messages is not a condition of purchase.
4. Quotes & Policies
Insurance quotes provided by Your Low Cost Insurance are estimates and subject to verification by the insurance carrier. Policy terms, premiums, and coverage limits are determined by the carrier and may vary based on individual circumstances.
5. Limitation of Liability
Your Low Cost Insurance is not liable for:
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Errors, delays, or omissions in services or information.
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Losses or damages arising from the use of this website or communications.
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Third-party links, content, or services accessed through our site.
6. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Your Low Cost Insurance and may not be copied, reproduced, or distributed without written permission.
7. Privacy & Data Use
Your use of our services is also governed by our [Privacy Policy], which explains how we collect, use, and protect your information.
8. Governing Law
These Terms & Conditions shall be governed by and construed under the laws of the United States and the state in which our business is registered.
9. Modifications
We may update these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.
10. Contact Us
If you have any questions regarding these Terms & Conditions, please contact us at:
✉️ Email: info@yourlowcostinsurance.com
