Effective Date: 8/26/2025
At Your Low Cost Insurance, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you interact with our website, services, and communications, including SMS/MMS messaging in compliance with A2P 10DLC requirements.
1. Information We Collect
When you use our website, request a quote, or contact us, we may collect:
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Name, email address, phone number, and mailing address.
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Information related to your insurance inquiries (auto, life, or final expense).
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Communication preferences, including SMS/MMS consent.
2. How We Use Your Information
We use the information we collect to:
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Provide insurance quotes, products, and services.
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Communicate with you about your account, policies, or inquiries.
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Send important updates, reminders, and promotional offers.
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Comply with legal, regulatory, and security requirements.
3. SMS/MMS Communications (A2P Compliance)
By providing your phone number, you consent to receive SMS/MMS messages from Your Low Cost Insurance related to your inquiries, quotes, or services.
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Message Frequency: Varies depending on your interaction with us.
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Message & Data Rates: May apply depending on your mobile carrier.
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Opt-Out: You may opt out at any time by replying STOP to any message. You may also reply HELP for assistance.
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Consent: Providing your phone number is not a condition of purchase.
4. How We Protect Your Information
We implement appropriate administrative, technical, and physical safeguards to protect your data against unauthorized access, disclosure, or misuse.
5. Information Sharing
We do not sell or rent your personal information. We may share data only with:
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Insurance carriers, agents, or service providers who assist in delivering our services.
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Legal authorities, if required by law.
All third parties must comply with data protection standards.
6. Your Privacy Rights
You have the right to:
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Access the personal data we hold about you.
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Request corrections or updates to your information.
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Withdraw consent for SMS/MMS communications at any time.
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Request deletion of your personal information, subject to applicable laws.
7. Cookies and Tracking
Our website may use cookies or tracking technologies to improve user experience, analyze site traffic, and deliver relevant content. You can manage cookie preferences through your browser settings.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.
9. Contact Us
If you have any questions regarding this Privacy Policy or your personal information, please contact us at:✉️ Email: [Info@yourlowcostinsurance.com]
